For many Chinese families, sending a child to a UK boarding school is a life-changing decision—one that opens doors to top universities and global opportunities. But it’s also a serious financial commitment. At Mantora, we work closely with families to prepare for this journey not only academically, but financially. Here’s a practical guide to help you start budgeting with confidence.

Start with the full cost in mind

When looking at school fees, it’s important to understand that the published tuition and boarding costs are only part of the story. Additional expenses—such as school uniforms, travel, guardianship, visa-related fees, and personal spending—can add significantly to the annual cost.

We advise families to look beyond headline figures and plan for the realistic, all-in cost of a school year, which typically includes:

• Tuition and boarding (usually paid termly)
• Flights and travel during holidays
• School uniforms and required personal items
• Visa application fees and the UK’s Immigration Health Surcharge (IHS)
• Guardianship services (required by most schools)
• Pocket money and extracurricular activity costs

These “extras” can add up quickly—especially in the first year.

Think long-term and plan with flexibility

For many students, the UK school journey spans three to five years. It's essential to take a long-term view of the total investment and ensure it aligns with your family’s financial plans. We also recommend including a buffer in your budget to allow for:

• Emergency trips or early returns home
• Currency fluctuations
• Additional tuition support if needed
• Opportunities like school trips or pre-university courses

Many schools require a deposit equivalent to one term or even one year’s fees to secure a place. Refund policies also vary, so it’s crucial to understand the financial terms before committing.

What about scholarships and bursaries?

While a few UK schools offer scholarships or financial assistance to international students, these are limited and highly competitive. Awards are usually partial and may require exceptional academic or artistic performance. If you're considering this route, early preparation is essential—and we can guide you through the process.

Get professional support

Every school has its own structure of fees, deadlines, and expectations. A clear, detailed financial plan—tailored to your family’s goals—can reduce stress and help avoid unexpected costs. At Mantora, we work directly with parents to map out full financial scenarios, compare schools, and advise on payment plans, visa timing, and guardianship choices.

Thinking about the UK for your child? Contact us today for a personalised consultation and access to our school fee comparison tools and budgeting templates. The right planning now can give your child the best start—and help you invest with confidence.